Luma Plus, Pro, Ultra credits per month vs a USD wallet

Luma's pricing page lists three individual plans: Plus at $30 per month for 10,000 credits, Pro at $90 for 40,000 and Ultra at $300 for 150,000, read 2026-10-01. That works out to $0.003, $0.00225 and $0.002 per credit. Sume's balance is USD-denominated per the usage docs.

How many credits do Luma's plans include?

The monthly prices are from the Luma page; the per-credit figures are our division of price by credits.

What does one USD wallet change?

Sume's pricing FAQ says credits sit in one balance, and video generation, Sume Agent, Formats and the API all draw from it at each model's published rate. Generation and API calls are billed at each model's published USD rate, so a Seedance clip and an image are both quoted in dollars rather than converted through a plan's credit price.

How do I fund a Sume balance?

The pricing FAQ says teams can fund a shared wallet with on-demand purchases from $10 to $1000. Reservation works per request: Generation admission says Sume reserves the estimated USD amount when a request is accepted, and a request that cannot be reserved is refused.

Which should I pick?

If you need one model family inside Luma's app, a Luma plan's credits are the unit that app uses. If you call several models by API and want costs in dollars, compare per-request estimates directly. For a worked per-second comparison, see the Seedance 2.0 Mini credits-per-second comparison against the Sume rate.